"Why Renter's Insurance is Insanely Important"

I once worked for a company that strongly encouraged the purchase of renter’s insurance which was stated in the lease. At every lease signing, I said very seriously to each new resident, “Now this is the most important part of your lease".  

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Renter’s insurance is very, very inexpensive and covers your belongings in the event of a fire, flood, or what-have-you. It gives you peace of mind knowing you will be able to replace your belongings should something happen. The biggest reason I say renter’s insurance is beyond important is because if you are found to be the cause of the fire, flood, or what-have-you, you will be held liable for the cost of the damage, including paying the insurance deductible for your landlord, which can be around $5,000.00 or more.

Renter’s insurance can be obtained privately or through your car insurance and is around $8-$12 per month. It’s totally worth it! You will want to, however, get exact information from the insurance agent as to what they will cover as far as a fire, flood, or what-have-you.

Also... Renter’s insurance DOES NOT cover bed bugs, just FYI.

Apartment Hunting : The Hunt

Buyer Beware: What you don't know when shopping for an apartment can hurt you! Go ahead and ask those uncomfortable questions before you sign the lease. Raise your hand if you love moving! Hahaha, just kidding. Hunting for an apartment can be a super exciting time in your life…but it can also be one of the most stressful things other than death, marriage, or starting a new job. Yikes! Did you know landlords must legally comply with Fair Housing laws? I once went on a showing with a landlord who violated five Fair Housing laws in a sentence. I wasn’t even mad; I was impressed. One sentence!

Apartment DIY

Apartment DIY

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